Personify Financial treats its consumers with integrity in each phase of the loan process. Our business operations are guided in part by this principle. Consumers who are experiencing a financial emergency or some other severe hardship may require special assistance. Personify Financial has implemented a Hardship Policy designed to help those in need.
As Hurricane Michael threatens states along the Southeast Coast and Gulf region, Personify Financial proactively is reaching out to its consumers in states that potentially will be affected by this weather event to offer assistance with their Personify loans.
Please contact us to speak with a customer representative about your specific situation. During this challenging time, Personify Financial will do everything possible to help its consumers recover.
Here are some other helpful links and information:
Download the FEMA app, receive weather alerts from the National Weather Service for up to five different locations anywhere in the United States
Rates, Terms and Licensing Information
Select your state of legal residence to see the rates and terms that apply to you.
Please select your state of legal residence to see the rates and terms that apply to you.
We tailor the rates and terms of our loans to your unique financial situation, and they may vary by program.
The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.
Installment loans for residents of
$1,000 - $10,000
35.00% - 99.99%
24 or 36 months
5% of loan amount *We charge this at the time we approve your loan and you e-sign your loan agreement. We add it to the amount that you receive instead of subtracting it, so you have use of the full amount that you asked to borrow. It's a one-time fee you pay for over time as part of your scheduled loan payments.
Loans offered in your state are made by First Electronic Bank, a Utah-chartered industrial bank located in Salt Lake City, Utah, member FDIC. Personify works with First Electronic Bank to originate installment loans made by First Electronic Bank using the Personify Platform.
We tailor the rates and terms of our loans to your unique financial situation and they may vary by program.
The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.
†Payment Examples Example 1: For a $3,500.00, 36-month loan, with an APR of 35.28%, an origination fee that will be included in the principal amount of your loan (5% of the amount you receive) of $175.00, and a monthly repayment schedule, you would make 36 payments of $158.88, repaying a total of $5,719.68 for the life of the loan with a finance charge of $2,219.68.
Example 2: For a $3,500.00, 36-month loan, with an APR of 99.51%, and origination fee that will be included in the principal amount of your loan (5% of the amount you receive) of $175.00, and a monthly payment schedule, you would make 36 payments of $295.15, repaying a total of $10,625.40 for the life of the loan with a finance charge of $7125.40.
Installment loans for residents of Alabama
$2,000 - $10,000
35.00% - 179.99%
12, 18, 24 or 36 months
We tailor the rates and terms of our loans to your unique financial situation and they may vary by program.
The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.
†Payment Examples: Example 1: For a $4,000, 36-month loan, with an APR of 35.52%, and a monthly payment schedule, you would make 36 payments of $182.13, repaying a total of $6,556.68 for the life of the loan with a finance charge of $2,556.68. Example 2: For a $3,500, 36-month loan, with an APR of 179.65%, and a monthly payment schedule, you would make 36 payments of $527.45, repaying a total of $18,988.20 for the life of the loan with a finance charge of $15,488.20.
Installment loans for residents of California
$2,600 - $10,000
35.00% - 179.99%
12, 18, 24 or 36 months
We tailor the rates and terms of our loans to your unique financial situation and they may vary by program.
The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.
†Payment Examples: Example 1: For a $4,000, 36-month loan, with an APR of 35.52%, and a monthly payment schedule, you would make 36 payments of $182.13, repaying a total of $6,556.68 for the life of the loan with a finance charge of $2,556.68. Example 2: For a $3,500, 36-month loan, with an APR of 179.65%, and a monthly payment schedule, you would make 36 payments of $527.45, repaying a total of $18,988.20 for the life of the loan with a finance charge of $15,488.20.
Installment loans for residents of Georgia
$3,100 - $10,000
35.00% - 59.99%
24 or 36 months
We tailor the rates and terms of our loans to your unique financial situation and they may vary by program.
The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.
†Payment Examples: Example 1: For a $4,000, 36-month loan, with an APR of 35.52%, and a monthly payment schedule, you would make 36 payments of $182.13, repaying a total of $6,556.68 for the life of the loan with a finance charge of $2,556.68. Example 2: For a $4,300, 36-month loan, with an APR of 59.04%, no origination fee, and a monthly repayment schedule, you would make 36 payments of $257.21, repaying a total of $9,259.56 for the life of the loan with a finance charge of $4,959.56.
Installment loans for residents of Illinois
$1,000 - $4,000
35.00% - 99.00%
24 or 36 months
We tailor the rates and terms of our loans to your unique financial situation and they may vary by program.
The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.
†Payment Examples: Example 1: For a $4,000, 36-month loan, with an APR of 35.52%, and a monthly payment schedule, you would make 36 payments of $182.13, repaying a total of $6,556.68 for the life of the loan with a finance charge of $2,556.68. Example 2: For a $3,500, 36-month loan, with an APR of 89.77%, with a monthly repayment schedule you would make 36 payments of $282.90, repaying a total of $10,184.40 for the life of the loan with a finance charge of $6,684.40.
Installment loans for residents of Missouri
$1,000 - $10,000
35.00% - 179.99%
12, 18, 24 or 36 months
We tailor the rates and terms of our loans to your unique financial situation and they may vary by program.
The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.
†Payment Examples: Example 1: For a $4,000, 36-month loan, with an APR of 35.52%, and a monthly payment schedule, you would make 36 payments of $182.13, repaying a total of $6,556.68 for the life of the loan with a finance charge of $2,556.68. Example 2: For a $3,500, 36-month loan, with an APR of 179.65%, and a monthly payment schedule, you would make 36 payments of $527.45, repaying a total of $18,988.20 for the life of the loan with a finance charge of $15,488.20.
We currently do not have a loan product available in New Mexico
Installment loans for residents of New Mexico
$1,000 - $10,000
35.00% - 175.00%
12, 18, 24 or 36 months
We tailor the rates and terms of our loans to your unique financial situation and they may vary by program.
The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.
†Payment Examples: Example 1: For a $4,000, 36-month loan, with an APR of 35.52%, and a monthly payment schedule, you would make 36 payments of $182.13, repaying a total of $6,556.68 for the life of the loan with a finance charge of $2,556.68. Example 2: For a $3,500, 36-month loan, with an APR of 174.66%, and a monthly payment schedule, you would make 36 payments of $513.27, repaying a total of $18,477.72 for the life of the loan with a finance charge of $14,977.72.
To report a problem or complaint with this Lender, You may write or call:
Senior Director Compliance and Corporate Counsel
P.O. Box 500650
San Diego, CA 92150
(858) 275-2039
kbowens@applieddatafinance.com
This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/
Installment loans for residents of South Carolina
$2,500 - $7,500
35.00% - 179.99%
18, 24 or 36 months
We tailor the rates and terms of our loans to your unique financial situation and they may vary by program.
The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.
†Payment Examples: Example 1: For a $4,000, 36-month loan, with an APR of 35.52%, and a monthly payment schedule, you would make 36 payments of $182.13, repaying a total of $6,556.68 for the life of the loan with a finance charge of $2,556.68. Example 2: For a $3,500, 36-month loan, with an APR of 179.65%, and a monthly payment schedule, you would make 36 payments of $527.45, repaying a total of $18,988.20 for the life of the loan with a finance charge of $15,488.20.
Installment loans for residents of Utah
$1,000 - $10,000
35.00% - 179.99%
12, 18, 24 or 36 months
We tailor the rates and terms of our loans to your unique financial situation and they may vary by program.
The specific loan amount, APR, and terms you may qualify for depend on your credit and loan repayment history, employment history, and other factors.
†Payment Examples: Example 1: For a $4,000, 36-month loan, with an APR of 35.52%, and a monthly payment schedule, you would make 36 payments of $182.13, repaying a total of $6,556.68 for the life of the loan with a finance charge of $2,556.68. Example 2: For a $3,500, 36-month loan, with an APR of 179.65%, and a monthly payment schedule, you would make 36 payments of $527.45, repaying a total of $18,988.20 for the life of the loan with a finance charge of $15,488.20.
