Please click on the below buttons to review our Privacy Notice
Rev. Jan 2023
FACTS | WHAT DOES PERSONIFY FINANCIAL DO WITH YOUR PERSONAL INFORMATION? |
Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
How? | All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Personify Financial chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information | Does Personify Financial share? | Can you limit this sharing? |
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For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
For our marketing purposes – to offer our products and services to you | Yes | No |
For joint marketing with other financial companies | Yes | No |
For our affiliates' everyday business purposes – information about your transactions and experiences | Yes | No |
For our affiliates' everyday business purposes – information about your creditworthiness | Yes | No |
For our affiliates to market to you | No | We do not share |
For nonaffiliates to market to you | No | We do not share |
Questions? | Call 1 (888) 578-9546 |
Who we are | |
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Who is providing this notice? | Applied Data Finance, LLC ("ADF") and all ADF consumer loan companies doing business as Personify Financial. |
What we do | |
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How does Personify Financial protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does Personify Financial collect my personal information? | We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates and other companies. |
Why can't I limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
Definitions | |
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Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
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Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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Other important information |
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Vermont residents: We will not share your personal information with nonaffiliates for their marketing purposes without your consent. We will not share consumer report information about you with our affiliates or with joint marketing partners, except with your consent or as otherwise permitted by law. |
California residents: We will not share your personal information with nonaffiliates for their marketing purposes without your consent. We will not share your personal information with affiliates or outside companies we contract with to provide financial products and services, except as permitted by law. |
For questions or complaints, contact Applied Data Finance at 1 (888) 578-9546 or complaints@personifyfinancial.com. Applied Data Finance, LLC d/b/a Personify Financial is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting ADF, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. E-mail: consumer.complaints@occc.texas.gov |
Rev. June 2021
FACTS | WHAT DOES FIRST ELECTRONIC BANK DO WITH YOUR PERSONAL INFORMATION? |
Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
How? | All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First Electronic Bank chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information | Does First Electronic Bank share? | Can you limit this sharing? |
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For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to orders and legal investigations, or report to credit bureaus | Yes | No |
For our marketing purposes – to offer our products and services to you | Yes | No |
For joint marketing with other financial companies | No | We do not share |
For our affiliates' everyday business purposes – information about your transactions and experiences | Yes | No |
For our affiliates' everyday business purposes – information about your creditworthiness | No | We do not share |
For our affiliates to market to you | No | We do not share |
For nonaffiliates to market to you | No | We do not share |
Questions? | https://firstelectronic.bank/ |
Who we are | |
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Who is providing this notice? | First Electronic Bank |
What we do | |
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How does First Electronic Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does First Electronic Bank collect my personal information? | We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates or other companies. |
Why can't I limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
Definitions | |
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Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
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Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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For California Customers: We will limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us. |
Rev. Jan 2023
Notice of Information Collection, Sharing, Sale, and Disclosure In support of our business, we collect certain personal information and sensitive personal information from and about you. We disclose certain personal information and sensitive personal information about you to third parties. Below you will find a description of (1) the categories of personal information and sensitive personal information we have collected about you, (2) the business or commercial purpose for collecting personal information and sensitive personal information, (3) the categories of sources from which the personal information and sensitive personal information is collected, (4) the categories of third parties with whom the business shares personal information and sensitive personal information, and (5) your right to request the specific pieces of personal information and sensitive personal information we have collected about you. |
Other important information
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Limitations on Collection and Use of Personal and Sensitive Information
We do not collect personal information or sensitive personal information of consumers under 18 years of age. We do not sell or share personal information or sensitive personal information of any consumer. We do not use or disclose your sensitive personal information for any purpose other than to perform the services you have requested that we perform. |
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Categories of Sources from which Personal Information and Sensitive Personal Information is Collected
We obtain your personal information and sensitive personal information from the following sources:
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Business Purposes for which we Collect and Share Personal Information and Sensitive Personal Information:
We use the personal information and sensitive personal information we collect from you and third parties to:
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Categories of Third Parties with which We Share Personal Information and Sensitive Personal Information
We share personal information and sensitive personal information received from you or about you with certain third parties. These parties represent the following categories of third parties:
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Right to Request Information
You have the right to request information regarding the personal information and sensitive personal information we collect on you, including the categories of personal information and sensitive personal information collected and the purposes for which it is collected, as well as the personal information and sensitive personal information we disclose about you to third parties. You may submit requests for information by calling us toll-free at 1-888-578-9546 or by clicking the California Resident Personal Information Request button at the bottom of this page. |
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Right to Correct Inaccurate Personal Information
If you believe that we maintain inaccurate personal information about you, you have the right to request that we correct such inaccurate personal information. You may request that we correct the inaccurate personal information by calling us toll-free at 1-888-578-9546 or by clicking the California Resident Personal Information Request button at the bottom of this page. |
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Right to Request Deletion
Under certain circumstances, you may have the right to request that we delete the data we have collected on you. You may request that we delete your data by calling us toll-free at 1-888-578-9546 or by clicking the California Resident Personal Information Request button at the bottom of this page. |
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Right to Equal Service
We will not discriminate against you for exercising any of the rights detailed above. Specifically, if you exercise any of the rights specified above, we will not: (1) deny goods or services to you, (2) charges you different rates or prices from those who have not exercised such rights, (3) provide different levels of service from those who have not exercised such rights, or (4) suggest that you will be subject to the discriminatory actions in items 1-3. However, we may charge different prices or rates, or provide different levels or quality of goods or services, to you, if that difference is reasonably related to the value provided to you by your data. |
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Consumer Verification
When you make a request for information or request to delete, we will verify that you are the person making the request by comparing the information contained in your request to the information we have on file for you. |
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Third Party / Authorized Agent Requests
If you are a consumer and you are using a third party, such as an attorney or family member, to submit this request on your behalf, we will need prior authorization from you for them to submit this request. If you are an agent for a consumer you must submit proof of authorization from the consumer to submit this request on their behalf. Such proof may consist of: (1) a power of attorney or letter of representation, or (2) verbal confirmation by the consumer. You may submit proof of authorization by calling us toll-free at 1-888-578-9546 or by emailing us at privacy@applieddatafinance.com. |
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More Information
For more information regarding this privacy policy, please call us toll-free at 1-888-578-9546 or email us at privacy@applieddatafinance.com. |
For questions or complaints, contact Applied Data Finance at 1 (888) 578-9546 or complaints@personifyfinancial.com. Applied Data Finance, LLC d/b/a Personify Financial is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting ADF, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. E-mail: consumer.complaints@occc.texas.gov |
Rev. June 2021
Notice of Information Collection, Sharing, Sale, and Disclosure In support of our business, we collect certain personal information and sensitive personal information from and about you. We disclose certain personal information and sensitive personal information about you to third parties. Below you will find a description of (1) the categories of personal information and sensitive personal information we have collected about you, (2) the business or commercial purpose for collecting personal information and sensitive personal information, (3) the categories of sources from which the personal information and sensitive personal information is collected, (4) the categories of third parties with whom the business shares personal information and sensitive personal information, and (5) your right to request the specific pieces of personal information and sensitive personal information we have collected about you. |
Personal Information that We Will Collect From You and Disclose to Third Parties:
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Limitations on Collection and Use of Personal Information and Sensitive Personal Information
We do not collect personal information or sensitive personal information of consumers under 18 years of age. We do not sell or share personal information or sensitive personal information of any consumer. We do not use or disclose your sensitive personal information for any purpose other than to perform the services you have requested that we perform. |
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Categories of Sources from which Personal Information and Sensitive Personal Information is Collected
We obtain your personal information and sensitive personal information from the following sources:
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Business Purposes for which we Collect and Share Personal Information and Sensitive Personal Information:
We use the personal information we collect from you and third parties to:
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Categories of Third Parties with which We Share Personal Information and Sensitive Personal Information
We share personal information received from you or about you with certain third parties. These parties represent the following categories of third parties:
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Right to Request Information
You have the right to request information regarding the personal information and sensitive personal information we collect on you, including the categories of personal information and sensitive personal information collected and the purposes for which it is collected, as well as the personal information and sensitive personal information we disclose about you to third parties. You may submit requests for information by calling us toll-free at 1-888-578-9546 or by clicking the California Resident Personal Information Request button at the bottom of this page. |
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Right to Correct Inaccurate Personal Information
If you believe that we maintain inaccurate personal information about you, you have the right to request that we correct such inaccurate personal information. You may request that we correct the inaccurate personal information by calling us toll-free at 1-888-578-9546 or by clicking the California Resident Personal Information Request button at the bottom of this page. |
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Right to Request Deletion
Under certain circumstances, you may have the right to request that we delete the data we have collected on you. You may request that we delete your data by calling us toll-free at 1-888-578-9546 or by clicking the California Resident Personal Information Request button at the bottom of this page. |
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Right to Equal Service
We will not discriminate against you for exercising any of the rights detailed above. Specifically, if you exercise any of the rights specified above, we will not: (1) deny goods or services to you, (2) charges you different rates or prices from those who have not exercised such rights, (3) provide different levels of service from those who have not exercised such rights, or (4) suggest that you will be subject to the discriminatory actions in items 1-3. However, we may charge different prices or rates, or provide different levels or quality of goods or services, to you, if that difference is reasonably related to the value provided to you by your data. |
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Consumer Verification
When you make a request for information or request to delete, we will verify that you are the person making the request by comparing the information contained in your request to the information we have on file for you. |
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Third Party / Authorized Agent Requests
If you are a consumer and you are using a third party, such as an attorney or family member, to submit this request on your behalf, we will need prior authorization from you for them to submit this request. If you are an agent for a consumer you must submit proof of authorization from the consumer to submit this request on their behalf. Such proof may consist of: (1) a power of attorney or letter of representation, or (2) verbal confirmation by the consumer. You may submit proof of authorization by calling us toll-free at 1-888-578-9546 or by emailing us at privacy@applieddatafinance.com. |
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More Information
For more information regarding this privacy policy, please call us toll-free at 1-888-578-9546 or email us at privacy@applieddatafinance.com. |
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